IF YOU'RE JUST GETTING STARTED, HERE IS THE FIRST THING YOU SHOULD DO. FIRE. FINANCIAL INDEPENDENCE RETIRE EARLY

I recently talked to a man that wanted to figure out how to quit his job. 

He had been at it a couple decades, and was tired of it. He wanted to figure out what to do about retiring earlier.

Unfortunately the family was heavily in debt. Debt is a shaky foundation to build anything on. 

Just like the two beautiful houses that both look great outwardly, but one is built on rock and one on sand, the house built on debt is standing on sand. 

And when the storms come guess which one will not be standing.

According to this principle, while debt may look good for a time, it does not stand up to scrutiny when the winds of storms start blowing.

This is a solid principle, and is one I had to learn the hard way when I was a younger man.

We cut up all our credit cards and never looked back. No debt, not for real estate, not for cars, not for consumer good, not for business.

I'm not telling others what to do, that is how I've led my life, and that is one of the solid pillars on which we have been able to have a good life, something you can build on, from a strong foundation.

So without judgement, I am posting this today to encourage you, if you are in debt, to focus on that first. 

Get out of debt asap and as quickly as possible. And don't take on any more debt.

Along those lines, learning how to optimize and maximize your position is a valuable skill that will help you along the way.

Some of you have gone down this road, would you care to share any pointers for our group members. 

Please do so in the comments.
Hope you're all having a nice day.

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