12 countries in 12 years

Monday, November 30, 2015

HOW TO THINK CLEARLY about RETIRING, MOVING, LIVING, INVESTING OVERSEAS

Is it possible for a rich person to be unhappy?  Is it possible for a famous person to have problems or to be unhappy? 



There are plenty of public examples that tell us the answer to that.
 


Is it possible to retire in the best place in the world to retire on a budget and be unhappy?
 


And if that is so, then would chasing this dream possibly be an imprecise way to choose a way of living?
 


Should we be blindly “encouraging” people to move overseas?
 


And if that is so, then should we be more diligent about how we go about making the choice of retiring or moving abroad?
 


Should we work harder at understanding what this is all about?
 


In that pursuit of the truth, we work hard to get to the bottom of the truth of the matter!  And share our findings in everything we write on our websites and in our guides.
 


And you will know the truth, and the truth will set you free.” --

John 8:32
 


It seems we all have a responsibility to think well.
Our websites: www.discovercuencaecuador.com and www.gringogoodsamaritans.com are designed to educate you so you can make a better and more informed decision about moving overseas.
 


"It's easier to fool people than to convince them that they have been fooled." –Mark Twain
 


All Viewpoints Are Not Created Equal
 


Just because something is published in print, online or aired in the broadcast media does not make it accurate.  In fact, more often than not the larger the audience, the more likely the content is either inaccurate or slanted. The next time you read something about living investing and retiring overseas, you should ask two main questions in order to assess the credibility of the source. 



1. Is the source biased in any way?
 


2. That is, do they have any agendas which would provide any type of benefit accounting for their views? Most individuals either sell expensive seminars,  slanted loss leader manuals, and/or are partnered or have an ownership interest in some kind of business that benefits which includes real estate. That means their views are biased and cannot be relied upon. 



Why do we follow sheepishly behind other people?  They must know what they’re talking about, and so we trot along behind them: Watch this documentary inspired and hosted by Alain de Botton, based on his book The Consolations of Philosophy



                  

Frank and Angie were the first and only ones to warn people about the potential consequences of living larger than the locals in poor developing countries and it is on record in their 2012 edition and following years of the DIY Cuenca Landing Guide on their Discover Cuenca Ecuador and Panama website.

What is happening now in Panama re: the escalation of crime against foreigners is the direct consequence of doing the exact opposite of this advice and listening to retire abroad pumpers with vested interests.
 


Ask yourself:  why were we the only ones willing to put our warnings in writing every year since 2011 on our website and in early 2012 in our DIY Cuenca Landing Guide?
 


And now that the cat’s out of the bag with the intention of Ecuador to raise taxes on property changing hands at inheritance time, who’s been warning you all along about the pitfalls and scams about “investing” in real estate abroad all along?  You’re right, Frank and Angie again!
 


Some say there’s a recession in Ecuador.  Locals tell us that Ecuadorians living and working in the u.s. are no longer sending their money to Ecuador due to the above mentioned potential pitfall in the air. We personally know of Ecuadorian families in New York that had built real estate here in Cuenca, with the intention of bringing their families back, but then, they changed their minds and sold their real estate and have decided to stay in the u.s.
 


Here's a chart of 'remittances to Ecuador' which shows they are slowing: http://www.tradingeconomics.com/ecuador/remittances







Could that cause a slow down of a small economy such as Ecuador’s?



The fact is if you’ve been following our material you are not concerned.  Instead, all of those that have been following the pied pipers of the retire abroad pumping community have a lot to worry about.  Pumpers and their bull-wash about “the new America".



Come join our exclusive community for all the details about living, moving, retiring and investing abroad. Be the wiser and actually enjoy your retirement experience abroad, no matter where you decide to live. Click here for the details. 






We're an Expat Family of Five, Living Frugal, Healthy and Happy Abroad. We live in Cuenca, Ecuador and travel the Ecuador coast whenever we get a chance. We just adventured throughout the country of Panama for five weeks! Come along and enjoy some of our experiences with us!

Sunday, November 29, 2015

7 Benefits of Speaking Spanish When Moving to South/Central America

No matter where you decide to move to abroad we think it is best to know the language of the country you move to, even knowing the basics of the language is going to keep you from being taken advantage of in many situations.
 


1. Setting up house:  a lot is involved when it comes to setting up house. You may need to go furniture and appliance shopping; you’ll probably have to hire a moving truck; and you will have to have Internet service installed; we know that you will need to go grocery and household shopping, and these are just some of the main ones. You will be richly benefited and rewarded with better household prices if you speak the language.
 


Most folks in South and Central America only speak Spanish. Sure, some speak English but it is very few that do. Just the other day we had two Etapa guys out to check our Internet issue and neither one of them spoke a lick of English.
 


You’re coming to a Spanish speaking country.  Expecting that people will just speak English with you, could result in difficulty for you. Just know that you will be blessed when someone speaks some English. 



We have found that in Ecuador the ones who speak some English have lived in the U.S or work in the real estate business and tourist services. The ones who do not speak English will be the ones you will need to interact with on an everyday level such as when shopping, when hiring a taxi or moving truck.  Sure, you might be blessed and get one that speaks a few words in English, but don’t count on it.



If you do not speak Spanish now, a gadget you will want to bring with you for when you first get here is the English to Spanish electronic pocket translator. We had one and it was very useful and helpful for the first 6 months of living here. See the video below for more helpful ideas on what you might want to bring with you abroad. 

                
2. Interact with your next door neighbors: It is quite common to have landlords and their family living next door.  We have learned quite a bit about Ecuador just from our neighbors who have lived here all their life. It’s nice to be able to stop and chit-chat for a few minutes when you see them out and about in the neighborhood. Life is just better in Ecuador when you feel like you are a part of the community of folks that look out for each other’s back in your neighborhood. Did anyone say, ‘peace of mind’?
 


3. Buying from street vendors: If you already know all the store prices, not just the most expensive one, and understand that local street and Mercado vendor prices should be half of that, then try your Spanish on them.  If you don’t speak the language of the country you moved to, we recommend shopping in a variety of grocery stores where prices are already fixed but seasonal.  
 


4. You'll be able to converse with locals: once you live here as a resident you’re going to notice that at some point locals might just mistake you for an Ecuadorian, i.e. asking you for directions while walking down the street, etc.  At that point when you can answer in Spanish, it is a satisfying experience.
 


5. Get the nitty-gritty about an issue: without knowing the language it is really difficult to get the real skinny on a lot of important issues, like crime. Knowing the language has given us some of the best and most useful information because it comes directly from the locals who have lived here all their life.
 


BTW:  it is best to ask three or four different people the same concern or question and then look for consistency in the answers, and you will be fairly certain to get the real skinny.  No worries though, if you’re not there yet, we do that for you here... and in our DIY Cuenca Ecuador Landing Guide.
 


6. You will appear more traveled and aware: here again, when we speak the language we are much less likely to be taken advantage of in all scopes of being a foreigner in a foreign land.  When we speak the language, even with a gringo accent, it shows we know more about their culture than the gringo who can’t speak the language, and we are much more apt to be taken seriously when we speak. “Uh oh, this guy speaks Spanish, maybe I better quote him the real price”, is a body language you will run into.  And that’s satisfying.
 


7. Speaking the language shows respect: part of showing respect is learning the language; we should at least try to speak the language. It’s far better to TRY and speak the language than NOT at all. You will find that when the local inhabitants see you trying, they will find it endearing and come to your aid quicker and with a smile than if you simply spoke English to them; and that benefits good relations with the people in the new country you have embarked on to live permanently.  Bon Voyage!
 


Until we write again…
 


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We're an Expat Family of Five, Living Frugal, Healthy and Happy Abroad. We live in Cuenca, Ecuador and travel the Ecuador coast whenever we get a chance. We just adventured throughout the country of Panama for five weeks! Come along and enjoy some of our experiences with us!

Saturday, November 28, 2015

Miscellaneous Videos and Photo of Lovely Panama City, Panama 2015

There's a lot to like about Panama City. There's numerous restaurants, shopping malls, grocery stores and wonderful infrastructure. We experienced better Internet on the Panamanian coast than on the Ecuador coast. Roads are decent, transportation is excellent, health care is good according to expats that have used it, the country as a whole is diverse, and Panama City is a lovely city with pleasant people and wonderful bay views! And for a city with big, tall buildings and lots of cement, Panama city is loaded with greenery, which makes it even prettier. We'd definitely visit Panama again!  Discover more of Panama at this link.

                  


We're an Expat Family of Five, Living Frugal, Healthy and Happy Abroad. We live in Cuenca, Ecuador and travel the Ecuador coast whenever we get a chance. We just adventured throughout the country of Panama for five weeks! Come along and enjoy some of our experiences with us!